
REPRESENTATIVE EXAMPLE:
Borrow £1,200. 0.34% Interest*. 49.7% APR. *Interest per day for up to 75 days (124% per annum, variable).
This loan may be suitable for you if:
This loan may not be suitable for you if:
^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.
Tappily are not a traditional payday or short term loan lender, they offer their customers a flexible line of credit that they can access at any point and requests funds up to their credit limit, which could be up to £2,500 (depending on your personal circumstances).
Tappily loans are very competitively priced in relation to similar products and offer the ultimate in flexibility and convenience for the customer – when you need funds they can be transferred to your bank almost instantly.
You must be over 18 years of age.
You must be a UK resident with an active bank account and debit card.
You must have a steady income and show that you can afford the repayments
All loans are subject to credit and affordability checks.
All UK residents over the age of 18 are eligible to apply for a Tappily line of credit and the application process is completed online.
Tappily will use Open Banking as well as credit scoring to assess your application and make sure that you can afford a loan with them. Open Banking is a safe way for lenders to make fairer lending decisions and means that even if you have some bad credit, they may still be able to offer you a line of credit.
The great thing about applying on allthelenders is that if Tappily cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.
When you owe money to Tappily, they will automatically attempt to take a repayment when they see money coming back into your account.
Your repayments will always be very clear and you can see these in your online Tappily account, they will only ever take a payment when your bank balance is higher than the pre-agreed limit.
You can also make manual repayments to your account to help bring the balance down quicker.