WARNING: Late repayment can cause you serious money problems. For help, please visit the Moneyhelper website.
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Get a credit limit up to £2500 & borrow when you need

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Borrow £1,200. 0.34% Interest*. 49.7% APR. *Interest per day for up to 75 days (124% per annum, variable).


This loan may be suitable for you if:

  • You want a flexible line of credit where you can request funds when you need it.
  • You want an instant online decision.
  • You want a cheaper alternative to a payday loan.

This loan may not be suitable for you if:

  • You want a loan with a fixed term and repayments.
  • You already have outstanding payday loans or short term loans.
  • You are already in financial difficulty and wouldn’t be able to repay the loan.

How it works...

Apply to Tappily using the form below. Applying won't affect your credit score^
Tappily will give us an instant decision and, if accepted, you’ll be sent to their website to finalise your loan
If Tappily decline your application, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website

^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.

Start your application to Tappily below...



About Tappily

Tappily are not a traditional payday or short term loan lender, they offer their customers a flexible line of credit that they can access at any point and requests funds up to their credit limit, which could be up to £2,500 (depending on your personal circumstances).

Tappily loans are very competitively priced in relation to similar products and offer the ultimate in flexibility and convenience for the customer – when you need funds they can be transferred to your bank almost instantly.

Eligibility Criteria

You must be over 18 years of age.

You must be a UK resident with an active bank account and debit card.

You must have a steady income and show that you can afford the repayments

All loans are subject to credit and affordability checks.


All UK residents over the age of 18 are eligible to apply for a Tappily line of credit and the application process is completed online.

Tappily will use Open Banking as well as credit scoring to assess your application and make sure that you can afford a loan with them. Open Banking is a safe way for lenders to make fairer lending decisions and means that even if you have some bad credit, they may still be able to offer you a line of credit.

The great thing about applying on allthelenders is that if Tappily cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.

Repaying a Tappily Loan

When you owe money to Tappily, they will automatically attempt to take a repayment when they see money coming back into your account.

Your repayments will always be very clear and you can see these in your online Tappily account, they will only ever take a payment when your bank balance is higher than the pre-agreed limit.

You can also make manual repayments to your account to help bring the balance down quicker.

Indigo Michael Limited (t/a Tappily) is authorised & regulated by the Financial Conduct Authority.