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Quick, simple loans for students

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£100 loan for 66 days. Interest 292% p.a. fixed. Total to repay £150.00. Representative 842% APR


This loan may be suitable for you if:

  • You want to borrow up to £350 until your next student loan
  • You want to borrow from a lender that specialises in student loans
  • You want a loan for up to 6 months

This loan may not be suitable for you if:

  • You are not a student
  • You already have outstanding payday loans or short-term loans.
  • You are already in financial difficulty and wouldn’t be able to repay the loan.

How it works...

Apply to Smart Pig using the form below. Applying won't affect your credit score^
We'll check your eligibility for a loan against the application criteria and if suitable, you’ll be sent to the Smart Pig website
If you are not eligible for a Smart Pig loan, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website

^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.

Start your application to Smart Pig below...


Smart Pig Loans

About Smart Pig

Smart-Pig is a specialist online lender offering short-term loans to UK Students only.

Students that are in receipt of a Student Loan, Grant or Bursary from Student Finance England/Wales, SAAS or the NHS can apply for a loan of up to £350, repayable upon receipt of your next student loan date (maximum loan term is 180 days). New customers can apply for up to £250.

Smart Pig loans are just for students and have a 10 day grace period, interest cap and no late payment fees.

Eligibility Criteria

You must be studying at a UK university

You must be in receipt of a Student Loan, Grant or Bursary from Student Finance England/Wales, SAAS or the NHS

You must be over 18 years of age

You must have a valid UK bank account with a debit card

You must be a resident of the UK

All loans are subject to credit and affordability checks.


All UK students over 18 can apply for a Smart-Pig loan, but you’ll need to meet their lending criteria.  Smnart-Pig loans are not available for non-students.

In order to start your application, complete our short form above and we’ll check your details against the detailed application criteria Smart-Pig has given us and, if suitable, we’ll send you to the Smart Pig website to complete your loan.

The great thing about applying on allthelenders is that if Smart Pig cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.

Repaying a Smart-Pig Loan

Smart-Pig Loans are meant for short term borrowing and loans can be taken over a maximum period of 6 months.

During the application process, you need to tell Smart-Pig when your next student loan payment will be received and your loan repayments will commence then.

Once you have repaid your Smart-Pig loan, subject to credit and affordability checks you may be eligible to borrow again and you may be offered a higher amount.

FCL Consumer Finance Limited (t/a Smart-Pig) is authorised & regulated by the Financial Conduct Authority.