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Compare Short Term Loans

Apply for Short Term Loans with allthelenders

allthelenders offers a free and simple way to apply for short term loans in the UK. As a leading price comparison website, we allow you to compare over 50 short term lenders ranging from £100 to £7,200.

  • Bad Credit Considered
  • No Guarantor Required
  • No Upfront Fees
  • Same Day Funds Available
  • Apply With Direct Lenders

Every lender featured on allthelenders has been fully reviewed beforehand and must be authorised by the Financial Conduct Authority. With no upfront fees and no brokers, you can be rest assured that you will be applying with a direct lender and your details will be held safely and securely.

Start by clicking on ‘compare now’ and you will be able to choose how much you would like to borrow and how long for. We will filter the results and provide you with a list of trusted lenders where you can apply. It takes just 5 minutes to complete an application with one of our partner lenders and if successful, you can receive your funds in one lump sum within 1 hour or less.

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What Are Short Term Loans Used For?

Short term loans can be used for a number of reasons including covering emergency expenses, purchasing a new car, a wedding, business purposes, debt consolidation and home improvements.


Using our comparison tool, you can choose how long you would like to borrow money for. Perhaps you are looking for a short term loan for 3 months or you would like to borrow for up to 24 months to give yourself some more flexibility. Our lenders will also give you the option to repay your loan early if you have the means to do so – saving you money in the process.

Can I Get Short Term Loans For Bad Credit?

Yes, we work with a number of companies that offer bad credit short term loans. Our loan partners understand that not everyone can have a perfect credit score and there are always going to be circumstances in life that might impact your credit rating. Whether you experienced a personal emergency or falling behind on bills, there are going to be things in life that will lead to the occasional default or missed payment.

Fortunately, the providers we work with at allthelenders are able to offer short term loans for bad credit and are willing to take a view on adverse credit ratings. Through a range of different checks, they are interested in your financial position today and your intention to repay your loan on time – not your past. In order to secure your loan, you may need to show proof of recent employment via a payslip or your bank statement.

If you are looking for a short term loan with very poor credit, you can consider a guarantor loan. This is where you get an extra person you know to co-sign your loan agreement and act as your ‘guarantor.’ This person is usually a family member, partner or sibling and they will typically require a strong credit rating and be in employment for your loan to be successful.

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What is a Short Term Loans Direct Lender?

A short term loan direct lender is one that allows you to apply directly on their website, process your application and fund your loan. This means that you are only working with one company from start to finish and there are no other middlemen or brokers involved.

At allthelenders, we work with short term loans direct lenders only, therefore you can have peace of mind that you will not be charged any upfront fees and your information will not be passed around to other third parties.

When you are applying for a short term loan, you want to work with a trusted provider and not with any other companies, or have money taken out of your account without your permission. allthelenders is very passionate about responsible lending and we ensure that every lender is committed to regulated practices and treating customers fairly.

Am I Eligible for Short Term Loans

To be eligible to apply for a short term loan, you must fulfil the following basic criteria:

  • Over 18 years of age
  • UK resident (full-time)
  • Employed and able to make monthly repayments
  • Valid debit account
  • Valid mobile phone account
  • Valid email address

You will be required to verify your loan agreement prior to receiving funds. Most of our lenders will allow you to electronically sign your loan agreement using a unique email link and a PIN code sent to you via SMS. This allows the lender to also confirm your contact details in case there are other updates related to your loan application.

Our lenders will always carry out sufficient checks to ensure that you can afford to repay your loan on time. This includes running credit checks through a leading credit reference agency such as Experian, Equifax and CallCredit and this will let them know if there are any recent defaults and if a new loan would cause you further difficulty.

Affordability measures will also be carried out to match the amount you wish to borrow with what you can afford to repay. The involves assessing your income against your monthly expenses and finding the perfect amount that you can afford each month – which could be higher, lower or the same as the amount that you have requested.

To start your application and find the best short term loan for you, click on the ‘compare now’ button below and if successful, you can receive funds within 1 hour or on the same day of applying.

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