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You should always refer to your loan agreement for exact repayment amounts as they may vary from our results. Find out why here


Late payments can cause you serious money problems. For help, please go to The Money Advice Service

Short Term Loans

allthelenders is the UK’s largest payday, short term and instalment loan comparison site. Our comparison engine only compares direct payday and short term loan lenders, saves time and the lenders we work with are all FCA authorised so you can be sure you’re dealing with a legitimate lender. Comparing the true cost of payday loans has never been easier.

How to compare short term loans on allthelenders

Simply choose the type of loan you require, the amount you need & over how long, and we’ll return your results in just a few seconds.

  • Simply tell us how much you want to borrow & for how long?
  • Get results in just a few seconds

Why not try out our Eligibility Test to find a list of lenders that are most likely to accept your request for a loan?

Why compare short term loan lenders?

Given the popularity of short term loans, there are now plenty of online lenders. The need to compare payday loans or monthly instalment loans arises because different lenders offer different rates of interest. At the same time, the terms of the loan may differ from one lender to another.

If you are in need of immediate cash for an emergency, such as when your car breaks down or certain house repairs are urgently needed, you should always compare short term loan lenders before choosing the one to take out.

  • The terms of the loan may differ from one lender to another
  • Different lenders offer different rates of interest

Finding the right lender for your payday or short term loans

Laws regarding short term loans in the UK state that providers must ensure they lend only to people with the ability to repay the loan within the given period. When you approach a payday or short term loan lender, you can expect to be treated fairly and openly highlighting the cost of the loan and the risk of borrowing if you can’t afford to repay it.

If you are in urgent need of money, a payday or short term loan may be of benefit however you should be aware of the risks of borrowing and should consider this option as a last resort. The Money Advice Service can help with some alternatives to this type or borrowing.

If you feel that this type of credit is appropriate, you can make use of our unique Eligibility Test which will present you with a list of lenders that are most likely to accept your application based on your own personal circumstances to increase the chances of getting accepted for your loan.

Are you allowed to repay earlier?

Yes, every short term lender allows their customers to repay their loans early without any financial penalties and repaying early is absolutely encouraged. Paying your loan back early will reduce the interest on the loan as you will only pay interest for the time that you actually had the loan for.

What happens if you repay the loan late?

If you find that you can’t repay the loan on the date agreed upon, you should contact your lender as soon as possible. Please be aware that late payments may result in penalty charges of up to £15. Lenders have a duty to ensure that they treat their customers fairly and should work with you to find a suitable resolution to settling your loan.

Before taking a short term loan, it helps to compare.

The allthelenders website is the best place to start your research. It is the UK’s first price comparison website for short-term loans, and the site is authorised and regulated by the FCA.

You can rest assured that we’ll always provides 100% independent & impartial comparison results to help you find the best loan at the best rate.