Quidmarket Loans

Representative Example

Borrow £300 for 3 months / Interest payable £154.37 / Total amount payable: £454.37 in 3 instalments / 3 payments of £151.46 / Representative 1301% APR / Interest rate 292% per annum (fixed) / Maximum APR 1625.5%


Late repayment can cause you serious money problems. For help and advice please visit the Money Advice Service website. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing

This loan would be suitable for you if:

  • You want a short term loan that is repaid over 3, 4, 5 or 6 payments.
  • You want want to borrow from £300 to £1500.
  • You want a loan where you do not need a Guarantor.

This loan would not be suitable for you if:

  • You have bad credit including recent defaults and CCJ's.
  • You are not between 23 and 65 years of age.
  • You are already in financial difficulty and wouldn't be able to repay the loan.

About Quidmarket

Quidmarket is a well established UK based short term loan direct lender. Starting back in 2011, Quidmarket have helped thousands of people get access to flexible short term loans.

Quidmarket loans are reviewed by humans and they will consider applications from people with all types of credit history, except those with CCJ's or recent defaults. Quidmarket loans are designed to be flexible and they offer multiple repayment options, such as weekly or monthly payment.

Quidmarket is a direct lender, meaning they will lend you the money themselves and you will repay them directly.

Eligibility Criteria

You must be between 23 and 65 years of age.

You must have a mobile phone to receive a 4 digit SMS during the application process.

You must be a UK resident with an active bank account and debit card.

All loans are subject to credit and affordability checks.

You must be in employment and take home at least £1300 per month.


All UK residents over 23 years of age are welcome to apply for a loan with Quidmarket. Your application will be assessed by loan underwriters and your credit history isn't the only factor that they'll consider, meaning you may have a better chance of getting accepted with Quidmarket.

The whole application process is done online and the loan agreement can be signed online, once your loan has been approved they'll send the money to your bank account - usually on the same day (depending on the time of day you apply)

The great thing about applying on allthelenders is that if Quidmarket cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.

Repaying a Quidmarket Loan

Quidmarket loans are flexible and can be repaid weekly or monthly, depending on your pay schedule.

On your repayment date, Quidmarket will collect the repayment amount from your debit card - there's nothing for you to do at all.

Quidmarket loans can be repaid early and by doing this you can save yourself money on interest, as interest in charged daily. The less time you have the loan, the less interest you pay.

Applying for a loan


When you apply for this loan, we will send your application to Quidmarket who will make an instant decision. If they decline your application then we will try to find you an alternative lender from our extensive panel of lenders.

You are under no obligation to accept any offer of a loan. If accepted, you will be sent to the lenders website to finalise the loan. Please ensure that you check all loan terms before signing your credit agreement.