WageDayAdvance Plus Loan

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Representative Example: Borrow £300 for 4 months. Total Repayable £464.71. Total Charge for credit £164.71 comprising interest only. Interest rate 288.35% per annum(fixed). Representative APR 1272.28%
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
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Lender Overview

Wagedayadvance loans

The WageDayAdvance Plus Loan is a short term loan that you can repay in 4 to 6 months. You can borrow between £100 and £1000 (£500 maximum for new customers) and spread the cost of the loan over 4, 5 or 6 installments.

When can I get my loan?

You can apply for a WageDayAdvance loan 24 hours a day on their website. Decisions may be delivered instantly or in some cases applications may be manually underwritten. WageDayAdvance use a unique loan decision engine that takes into account your current financial circumstances as well as your credit score. If your loan is approved, funds are sent within 1 hours via Faster Payments which is free of charge.

How do I repay my loan?

Loan repayments are made directly from your debit card on your agreed due date. You should always ensure that the funds are available to collect on the agreed date to avoid penalty charges.

What happens if I can't pay my loan on time?

WageDayAdvance loans are not suitable for long term borrowing. It's important to know that extending your loan by deferring repayment of capital will cost you more and mean it will take longer to repay your loan. Please try and repay your debt as quickly as possible to reduce charges. It's also important to note that deferrals are permitted only at their discretion, are limited to a maximum of 2 occurrences, and are always subject to our assessment of your creditworthiness. If your financial circumstances have not changed long term, but you have been affected by a short term unexpected expense, they may allow you to defer your loan. WageDayAdvance will charge you a one-off fee of £15 for missing a payment.

Application Criteria

  • You must be at least 18 years old to apply for a WageDayAdvance loan
  • You must be a UK citizen
  • You must have a UK bank account with a valid debit card

How is this lender regulated?


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
WageDayAdvance Plus Loan
0333 006 2000