All The Lenders - Independent Loan Comparison

Track Loans

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

£300 loan repayable over 3 months. 3 monthly payments of £119.82. Rate of interest 79.28% p.a. Fixed. Representative APR 201%. Total amount payable is £359.46.
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

Track Loans

Track Loans is a not for profit loan company that provides online short term loans of between £100 and £500 over 3 to 6 months. Track Loans service is ethical and affordable and their interest rates only cover the cost of providing the service. There are no fees for repaying early and the whole process is completed online. Loans can be repaid weekly, fortnightly or monthly.

When can I get my loan?

You can apply for a loan on the Track Loans website 24 hours a day, 7 days per week and receive an instant decision. Successful applicants will have their loans funded from Monday to Friday between 9am and 5pm.

How do I repay my loan?

Loan repayments will be collected by Direct Debit on your agreed repayment date.

What happens if I can't pay my loan on time?

If you are unable to meet your repayments please speak with Track Loans as soon as possible. They will not charge you for missing a payment and will work with you to get your loan settled in a timely and affordable manner.

Application Criteria

  • You must be over 18 years of age to apply
  • You must be a UK resident with a UK bank account that accepts Direct Debits
  • You must have a minimum income of £1000 per month to apply
  • All loans are subject to credit and affordability checks

How is this lender regulated?

  • Track Loans are authorised and regulated by the Financial Conduct Authority


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Track Loans
0330 024 9803