THL Direct

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

REPRESENTATIVE EXAMPLE: £200 loan taken out over 3 Months (83 days). Annual rate of interest 292% fixed. Cost of credit £113.08. Monthly Payments: £104.36, £104.36 and £104.36. Total amount payable: £313.08
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

THL Direct are a short term loan lender that offer loans up to £500 over a maximum period of 3 months - typically, first time customers are limited to a loan of £125.

When can I get my loan?

Loans are typically funded on the same day, during business hours and are sent free of charge via faster payments.

How do I repay my loan?

Loan repayments are collected from your debit card on the agreed repayment date.

What happens if I can't pay my loan on time?

If you think that you may not be able to meet your repayments, please call the team at THL immediately and they will assist you.

Application Criteria

  • You must be over 18 years of age
  • You must be in employment
  • You must be a UK citizen with a UK bank account

How is this lender regulated?

  • THL Direct are authorised and regulated by the FCA


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
THL Direct
0330 223 0177