Swift Sterling

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

If £300.00 was borrowed for 140 days at a fixed daily rate of 0.8% (292% per annum), the total amount repayable is £528.30 (5 total payments of £105.66). Cost of Credit: £228.30. 1297% APR Representative
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
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Lender Overview

Swift Sterling short term loans

Swift Sterling offer short term installment loans of up to £1500 from between 1 and 5 months. First time borrowers may apply for up to £1000 and a loan term of up to 5 months. You can repay your Swift Sterling loan early at any time without penalty, and you'll only pay interest on the time you've had the loan for.

When can I get my loan?

Loans are funded between 8am and 11pm 7 days a week. Successful applicants will have the loan transferred to their bank account usually within a few hours.

How do I repay my loan?

Loan repayments are taken from your debit card on your agreed repayment date, this will usually be your next payday.

What happens if I can't pay my loan on time?

You should contact Swift Sterling as soon as possible if you think you are going to default on your loan. They may charge you a missed payment fee of £15 and interest will continue to accrue on the loan up to a maximum of 100% of the amount borrowed.

Application Criteria

  • You must be a UK resident over the age of 18
  • You must be employed and have a net monthly income of at least £667
  • You must be paid directly into a UK bank account

How is this lender regulated?

  • MMP Financial (Swift Sterling) are authorised and regulated by the Financial Conduct Authority , Firm Reference Number 718863


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Swift Sterling
0800 652 0097