Smart-Pig.com

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Representative Example: £150 loan for 91 days. Interest 292% p.a. fixed. Total to repay £225.00. Representative 409% APR
Total Repayable

IMPORTANT INFORMATION:

You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

Smartpig loans

Smart-Pig are specialist online lenders offering short term loans to UK Students only. Students that are in receipt of a Student Loan, Grant or Bursary from Student Finance England/Wales, SAAS or the NHS can apply for a loan of up to £350, repayable upon receipt of your next student loan date (maximum loan term is 180 days). New customers can apply for up to £250.

When can I get my loan?

Smart-Pig loans are funded the same day that they are applied for and funds are typically sent within 1 hour of approval. Loans are sent via Faster Payments free of charge, 7 days a week.

How do I repay my loan?

Your loan must repaid in full upon receipt of your next student loan payment, up to a maximum of 180 days. You can repay sooner and save money. Loan repayments are taken from your debit card on the agreed repayment date.

What happens if I can't pay my loan on time?

If you think that you may not be able to meet an agreed repayment, you should contact the Smart-Pig team on 0203 5071 930 as soon as possible, or email [email protected] Smart-Pig will not charge you a fee for missing a payment or making a late payment and they operate an interest cap of 50% of the total amount borrowed, as opposed to the industry standard cap of 100%.

Application Criteria

  • You must be studying at a UK university
  • You must be in receipt of a Student Loan, Grant or Bursary from Student Finance England/Wales, SAAS or the NHS
  • You must be over 18 years of age
  • You must have a valid UK bank account with a debit card
  • You must be a resident of the UK

How is this lender regulated?

WARNING:

Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Smart-Pig.com
0203 5071 930