Peachy Loans

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Representative Example: Borrow £400 for 6 months. Total repayment: £750.75 in 6 monthly payments of £125.13. Interest p.a: 259.33% (fixed). Representative 947%APR.
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
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Lender Overview

Peachy Loans

Peachy are a short term loan lender that offers loans from £100 to £1000 repayable over periods ranging from 15 days to 12 months. Peachy Loans are designed to cover short term emergencies and decisions are usually given instantly upon application.

When can I get my loan?

Peachy fund their loans 7 days a week, 24 hours a day. After approval, funds are sent to your bank account via Faster Payments which is free of charge. Funds are usually sent within 15 minutes of final approval.

How do I repay my loan?

You repay your Peachy loan via debit card on your agreed repayment dates. There is no need for you to do anything, Peachy will automatically collect the agreed amount - all you need to do is ensure the funds are available in your account.

What happens if I can't pay my loan on time?

If you are unable to meet your agreed repayments, you should contact Peachy as soon as possible on 0800 0124 743. Peachy will add a one-off charge of £15 to your loan balance for a missed payment (this cannot be charged more than once during your loan agreement).

Application Criteria

  • You must be over 18 years old to apply
  • You must be a UK resident
  • You must have a UK bank account with a valid debit card
  • You must have an income of at least £600 per month (some benefits are OK)

How is this lender regulated?


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Peachy Loans
0800 0124 743