Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Representative Example: £200 repaid in 4 months. Four repayments of £80.95. Interest rate 273% pa (fixed). Representative 1081% APR. (Min APR 859%, Max APR 2430%)
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

myKredit Loans

myKredit are online short term loan lenders offering loans of up to £400 for new customers over 2 to 4 months. Existing customers may be able to borrow up to £1000 on subsequent loans.

When can I get my loan?

Loans are funded 24 hours a day, 7 days a week.

How do I repay my loan?

Your loan repayment will be collected directly from your debit card on your agreed repayment dates.

What happens if I can't pay my loan on time?

myKredit may charge you up to £10 for missing a payment. If you are experiencing difficulties in repaying your loan, you can speak to myKredit who will work with you to get the loan settled.

Application Criteria

  • You must be over 18 years of age to apply
  • You must own a mobile phone
  • You must have a bank account with a debit card and online banking
  • You must be a UK resident
  • You must be able to afford the loan

How is this lender regulated?

  • myKredit are authorised and regulated by the Financial Conduct Authority


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
0203 813 8485