Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Representative Example: Borrow £300 for 3 months. Annual interest rate 274% (fixed). Repay in 3 instalments of £148.02 each. Total amount to repay £444.06. Representative 1,081% APR
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
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Lender Overview

MYJAR short term loans

MYJAR offer short term loans from £100 up to £2000 over different repayment periods. Larger amounts are available to borrow over longer periods at a lower daily interest rate. The minimum term contract for a MYJAR loan is 3 months and the maximum is 12 months however you are able to repay any loan early and you'll only pay interest on the time you've had the loan.

When can I get my loan?

You can apply for a MYJAR loan 24 hours a day, 7 days a week on their website. Once your loan has been approved they will send your loan to your bank account via Faster Payments free of charge, usually within 15 minutes of your loan request. Once you have registered and been approved for your first loan, you can request further loans by simply logging into your account. Please note that once you have registered and been approved for your first loan, you can request further loans (only 1 loan per customer at any time) by simply logging into your account. Please note that eligibility and affordability checks will be made before providing you with further loan options.

How do I repay my loan?

Loan repayments are taken straight from your debit card on your agreed repayment date. Before a payment is taken, MYJAR will send you a reminder to let you know how much they are going to collect.

What happens if I can't pay my loan on time?

If you are unable to make a payment or feel that you may not have the money in your account for them to collect, you should contact MYJAR immediately. They can be reached on 0203 006 2000 or email [email protected] MYJAR may allow you additional time to pay your loan if you contact them to discuss your financial difficulties. They will work with you to settle your loan account and work closely with many debt support charities. MYJAR do not charge late payment or default fees.

Application Criteria

  • You must be over 18 years of age
  • You must be living in the UK
  • You must have a regular income
  • You must have a UK bank account with a valid debit card
  • You must have a mobile phone and email address to receive verification PIN's and loan agreements

How is this lender regulated?

  • MYJAR are authorised and regulated by the Financial Conduct Authority


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
020 3006 2000