Mr Lender

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Representative Example: Borrow £200 for 6 months, repay with 6 payments –Payment 1: £81.33, Payment 2: £73.23, Payment 3: £65.13, Payment 4: £57.33, Payment 5: £49.24, Payment 6: £41.14. Rate of interest 0.80% per day on outstanding capital. Total repayable: £367.40 (Based on 30 day periods). Interest rate 292% per annum (Fixed). Representative 1248.3% APR. Maximum APR 1462.3%. Loan terms available between 3-6 months
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
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Lender Overview

Mr Lender loans

Mr Lender offer short term instalment loans from £200 to £500 over varying repayment periods from 3 months up to 6 months. Mr Lender are a well established lender and offer flexible repayment options as well as an online account management facility where you can request new loans and make payments 24 hours a day. Mr Lender loans are transparent and clearly explained to you, they will only lend to those who can afford to pay the loan back.

When can I get my loan?

Mr Lender are open Monday to Friday from 8:00am to 6:30pm, Saturday and Sunday from 8:00am to 3:30pm and on Bank Holidays from 9:00am to 3:00pm. Loans are funded during their opening times via faster payments and funds are sent free of charge to your bank account.

How do I repay my loan?

Loan repayments are made straight from your debit card on your agreed repayment date, there is no need for you to do anything as long as you have the funds available.

What happens if I can't pay my loan on time?

If you fail to make a payment on your agreed repayment date, Mr Lender will not charge you any late payment fees. If any payment is not paid on its due date, then you will be liable to pay interest calculated on the overdue amount at the borrowing rate, until the date of actual payment. The borrowing rate is clearly explained in your agreement. If you are unable to pay what you owe, they will suspend interest and charges and agree with you a repayment plan that you can afford and which suits your financial circumstances

Application Criteria

  • You must be between 18 and 64 years old at the time of applying
  • You must be employed (full time or part time) and have a regular net (after tax) income of at least £600 per month
  • You must have a valid debit card that is linked to the bank account that you want the loan paid in to
  • Mr Lender will NOT lend to anyone that has evidence of CCJ's within the last 3 years, customers on IVA's or those that are bankrupt.
  • All loans are subject to both credit checks and affordability checks

How is this lender regulated?


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Mr Lender
0208 532 1969