Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

If you borrow £550 over 18 months at a flat rate of 207.6% per annum (fixed) with a representative 1013.3% APR you will make 18 monthly payments of £125.71, repaying £2,262.78 in total
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

Loans 2 Go offers personal loans of between £250 and £3000 for up to 24 months. Loans can be repaid early at any time without penalty and you'll only pay interest on the time you've had the loan. Please be aware you must be a minimum of 21 years old to apply.

When can I get my loan?

Loans are paid out by bank transfer once your application is approved. Working hours are Monday to Friday 8am to 8pm and Saturday 8am to 5pm.

How do I repay my loan?

Repayments will be collected from your debit card on a date that you agree during your application, usually your pay day.

What happens if I can't pay my loan on time?

If you feel that you may miss a payment, you should contact the Loans 2 Go team as soon as possible. Failure to maintain repayments may have a negative effect on your credit score, and may prevent you obtaining credit in the future.

Application Criteria

  • You must be over 21 years of age to apply for a loan
  • You must be in either full time or part time employment
  • You must be a UK resident with a UK bank account

How is this lender regulated?

  • Loans 2 Go are authorised and regulated by the FCA


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
0330 400 6000