Lending Stream Short Term Loan

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Representative APR is 1333%, if you borrow £200 over 6 months at 292.00% p.a. (fixed) you would owe six repayments of £64.44. You will repay £386.61 in total, there are no additional fees. This rate is available to new customers applying through this channel.
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
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Lender Overview

Lending stream short term loans

Lending Stream offer short term instalment loans from £100 to £800 to new customers that can be repaid in up to 6 months. Lending Stream make a personalised decision on your loan application and it is not based solely on your credit score.

When can I get my loan?

Lending Stream loans are funded 24 hours a day, 7 days a week. Lending Stream can initiate the transfer process of funds into your account within 90 seconds after final approval of your loan subject to an assessment of affordability and creditworthiness.

How do I repay my loan?

Lending Stream will collect your repayments straight from your debit card on your agreed repayment dates, which are usually the dates you get paid. They will send you reminders before a payment is due to ensure you know how much is coming out and when.

What happens if I can't pay my loan on time?

If you are unable to meet one of your repayments, you should contact Lending Stream immediately to discuss your options. Failing to make a payment on time will result in a one-off charge of £15 being added to your loan balance. You can contact Lending Stream on 0203 365 0133 - Call charges apply. Standard charges from BT landlines, mobiles and other providers may vary. Call centre team is available from 7 AM to 10 PM GMT

Application Criteria

  • You must be a UK resident aged over 18 years
  • You must be in regular employment (no self employed applicants) with an income of at least £400
  • You must have a valid debit card with a UK bank account

How is this lender regulated?

  • Authorised and regulated by the Financial Conduct Authority, FRN 689378


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Lending Stream Short Term Loan
0203 365 0133