G and A Drapers

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Borrow £100 over 5 months. The total charge for credit is £40. Interest is fixed at a rate of (104.29% pa fixed). Representative 305.6% APR. The total repayable is £140.00
Total Repayable

IMPORTANT INFORMATION:

You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

G and A Drapers are established short term lenders offering loans of up to £1000 over a maximum period of 10 months. G and A Drapers offer 2 types of loan, payday loans and instalment loans. Payday loans are typically from £100 to £400 and are available from 7 days to 30 days and instalment loans from £100 to £1000 are available from 5 to 10 months. Please note, if you decide to apply for a loan with G and A Drapers you will need to provide a full month's bank statement for affordability purposes. If you are unwilling to do this, please do not proceed.

When can I get my loan?

Applications can be made 24 hours a day via the website. All loans are manually underwritten and applications are dealt with during typical office hours Monday to Friday.

How do I repay my loan?

Loan payments are collected from your debit card on your agreed repayment date.

What happens if I can't pay my loan on time?

If you feel that you may not be able to meet your repayment, in the first instance you should contact G and A Drapers to discuss this, they will work with you to find a suitable resolution. You may be charged a one off fee of £15 if you miss or make a late payment.

Application Criteria

  • You must be over 18 years old to apply for this loan
  • You must be prepared to send it one months complete bank statement for affordability purposes
  • You must be a UK citizen
  • You must have a UK bank account with a valid debit card
  • All loans are subject to credit and affordability checks

How is this lender regulated?

  • G and A Drapers are authorised and regulated by the FCA

WARNING:

Late repayment can cause you serious money problems. For help, go to The Money Advice Service
G and A Drapers
01992 577761