IMPORTANT INFORMATION:

You should always refer to your loan agreement for exact repayment amounts as they may vary from our results. Read more about How Our Comparisons Work

WARNING:

Late repayment can cause you serious money problems. For help, go to The Money Advice Service

PLEASE NOTE:

High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing.

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G and A Drapers

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Borrow £100 over 5 months. The total charge for credit is £40. Interest is fixed at a rate of (104.29% pa fixed). Representative 305.6% APR. The total repayable is £140.00
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Total Repayable

IMPORTANT INFORMATION:

You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

G and A Drapers are established short term lenders offering loans of up to £1000 over a maximum period of 10 months. G and A Drapers offer 2 types of loan, payday loans and instalment loans. Payday loans are typically from £100 to £400 and are available from 7 days to 30 days and instalment loans from £100 to £1000 are available from 5 to 10 months. Please note, if you decide to apply for a loan with G and A Drapers you will need to provide a full month's bank statement for affordability purposes. If you are unwilling to do this, please do not proceed.

When can I get my loan?

Applications can be made 24 hours a day via the website. All loans are manually underwritten and applications are dealt with during typical office hours Monday to Friday.

How do I repay my loan?

Loan payments are collected from your debit card on your agreed repayment date.

What happens if I can't pay my loan on time?

If you feel that you may not be able to meet your repayment, in the first instance you should contact G and A Drapers to discuss this, they will work with you to find a suitable resolution. You may be charged a one off fee of £15 if you miss or make a late payment.

Application Criteria

  • You must be over 18 years old to apply for this loan
  • You must be prepared to send it one months complete bank statement for affordability purposes
  • You must be a UK citizen
  • You must have a UK bank account with a valid debit card
  • All loans are subject to credit and affordability checks

How is this lender regulated?

  • G and A Drapers are authorised and regulated by the FCA
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WARNING:

Late repayment can cause you serious money problems. For help, go to The Money Advice Service
G and A Drapers
01992 577761
[email protected]
0203 816 0247

© Copyright 2019 allthelenders. All Rights Reserved.
allthelenders is owned and operated by Warwick Financial Services Limited, a company registered in the UK with company number 09011092. Our address is PO BOX 448, Hoddesdon, EN11 1LN. We are authorised and regulated by the Financial Conduct Authority, license number 622839. Data Protection License number ZA101793. VAT Number 212584329.