Ferratum UK

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Representative Example: APR 1270% if borrowing £400 for 4 months. Interest: £265.48. Interest rate: 292% p.a. (fixed). Total amount repayable: £665.48 by four instalments of £166.37. Maximum representative APR: 1604% if full loan repaid after 7 days.
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
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Lender Overview

Ferratum UK payday loans

Ferratum are online direct lenders of short term payday loans from £50 to £300 which can be taken between 7 and 37 days. Existing customers may be eligible to borrow up to £500.

When can I get my loan?

You can apply for a loan 24 hours a day, 7 days a week. Successful applications will be funded within 2 hours of approval Monday - Friday between 9am and 5pm, outside of these hours it may take slightly longer but loans are funded 7 days per week.

How do I repay my loan?

Your loan plus the interest payable will be collected directly from your debit card on the agreed repayment date, usually your next payday.

What happens if I can't pay my loan on time?

If you think that you may not be able to meet your repayment you should speak to the team at Ferratum immediately. You may incur additional charges and interest if you do not repay your loan on time.

Application Criteria

  • You must be at least 18 years old
  • You must be a UK resident with a UK bank account and debit card
  • You must have a mobile phone to receive application updates
  • You must be employed

How is this lender regulated?

  • Ferratum UK are authorised and regulated by the Financial Conduct Authority


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Ferratum UK