Fair Finance

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Representative example: Borrow £500 over 6 months. Total repayment including interest and fees is £698.70. Monthly instalments of £111.45 and a one off 6% administration fee of £30. Interest (fixed) is 189% per year with a representative 266.9% APR.
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

Fair Finance offers personal loans from £100 to £800 over 6 to 12 months for new customers. Existing customers can borrow up to £3,000. They speak English, Portuguese, Spanish, Polish and French, and provide a personal service to all their clients. They don’t make decisions based on a credit score alone and assess each case individually. Please note that all successful loan applications will have a £30 administration fee added.

When can I get my loan?

Approved loans are paid out within 24 of final approval.

How do I repay my loan?

Loan repayments are taken by direct debit on the agreed repayment date. Loans can be repaid either weekly or monthly.

What happens if I can't pay my loan on time?

If your circumstances change you should speak to Fair Finance as soon as possible to look at the available alternatives - you can contact them on 020 8988 0627. Fair Finance is a social lender and treating customers in financial difficulties with care is a priority for them.

Application Criteria

  • You must be a UK resident
  • You must be over 18 years of age
  • Fair Finance will consider those that receive income through benefits

How is this lender regulated?

  • Authorised and regulated by the Financial Conduct Authority


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Fair Finance