Dot Dot Loans

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

£300 loan repayable over 6 months at £94.50 per month, Rate of interest 178% p.a. fixed; Representative 976.5% APR, Total Amount Payable is £567
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

Dot Dot Loans

Dot Dot Loans offer new customers short term, online loans from £200 to £600 for between 3 and 9 months. They give existing customers the opportunity to apply for higher value loans of up to £1,250 over 12 months. They only charge the interest on their loans that they agree with you upfront so there’s no additional fees and if you need a bit of extra help, they’ll work with you to agree an affordable payment plan.

When can I get my loan?

Loans are approved Monday to Friday from 8.30 to 16.30 and they aim to have your funds in your bank account within one hour. Any applications made outside of these working hours will not be approved until the next working day at the earliest.

How do I repay my loan?

They'll collect repayments directly from your chosen bank account each month on an agreed date – simple!

What happens if I can't pay my loan on time?

Don’t worry, they don't charge any missed or late payment fees so if you don't think you'll be able to make a repayment please let them know and they'll have a chat about how they might be able to work things out.

Application Criteria

  • Over 18 years of age
  • A UK resident
  • Minimum income of £14,400 per year
  • Not self-employed
  • Be paid monthly
  • Valid email address and phone number
  • Home address details for the last 3 years
  • Bank account and debit card info

How is this lender regulated?

  • Dot Dot Loans is a trading name of Shelby Finance Limited, who are fully authorised and regulated by the FCA


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Dot Dot Loans
0330 045 0725