Dot Dot Loans

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Borrow £300 over 3 months with monthly repayment of £153.63. Total amount payable £460.89. Interest rate 292% p.a. (fixed). 1255% APR Representative.
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

Dot Dot Loans

Dot Dot Loans offer new customers short term, online loans from £200 to £600 for between 3 and 9 months. They give existing customers the opportunity to apply for higher value loans of up to £1,250 over 12 months. They only charge the interest on their loans that they agree with you upfront so there are no additional fees and if you need a bit of extra help, they’ll work with you to agree an affordable payment plan.

When can I get my loan?

Loans are funded at 9:30am, 12:30pm and 3:30pm Monday to Friday, and at 9am and 5pm Saturday and Sunday. They usually transfer loans to successful applicants on the same day, though some approved applications may not be funded until the next day.

How do I repay my loan?

They'll collect repayments directly from your chosen bank account each month on an agreed date – simple!

What happens if I can't pay my loan on time?

Don’t worry, they don't charge any missed or late payment fees, so if you don't think you'll be able to make a repayment please let them know as soon as possible and they'll discuss the options available to you.

Application Criteria

  • Over 18 years of age
  • A UK resident
  • Valid email address and phone number
  • Have a Bank account and debit card

How is this lender regulated?

  • Dot Dot Loans is a trading name of Shelby Finance Ltd and is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 713984.


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Dot Dot Loans
0330 240 6215