Dot Dot Loans - Long Term Loan

Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Borrow £2000 over 36 months with monthly repayment of £123.54. Total amount payable £4447.44. Interest rate 60.03% p.a. (fixed). 79.4% APR Representative.
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview

Dot Dot Loans’ long term loan offers up to £4000 over 48 months. The new long term loan product allows for larger amounts to be borrowed over a longer time period and is available only for new customers.

Customers over the age of 21 can borrow up to £2250 over 18 months, between £2500 and £2750 over 24 months, £3000 or £3250 over 36 months or £3500 up to £4000 over 48 months.

When can I get my loan?

Loans are funded every hour between 9am and 10pm, seven days a week. If you're approved after 10pm your loan will be funded at 9am the next day

How do I repay my loan?

They'll collect repayments directly from your chosen bank account each month on an agreed date – simple!

What happens if I can't pay my loan on time?

Don’t worry, they don't charge any missed or late payment fees, so if you don't think you'll be able to make a repayment please let them know as soon as possible and they'll discuss the options available to you.

Application Criteria

  • A UK resident over 21 years of age
  • Valid email address and phone number
  • Have a Bank account and debit card

How is this lender regulated?

  • Dot Dot Loans is a trading name of Shelby Finance Ltd and is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 713984.


Late repayment can cause you serious money problems. For help, go to The Money Advice Service
Dot Dot Loans - Long Term Loan
0330 240 6215