Calculate Your Loan Cost:

Choose the loan type you require then adjust the sliders to calculate the cost of your loan.

Representative Example

Representative Example: If you borrowed £200 for 4 months (120 days) you would repay £332 in total in 4 monthly payments of £83.00. Interest charge £132.00. Interest rate 292% pa (fixed). REPRESENTATIVE 1314% APR. Repayments are assumed at day 22, day 54 and day 86.
Total Repayable


You should always refer to your loan agreement for exact repayment amounts as they may vary from our results.
Read more about How Our Comparisons Work

Lender Overview


Cash4UNow offer short term instalment loans from £150 to £600 over 4 or6 months. New customers are able to borrow a maximum of £600 and existing customers up to £1000. You are allowed to repay your loan early and you will save money on interest if you do this.

When can I get my loan?

Cash4UNow fund their loans Monday to Thursday from 8:00am to 8:00pm, 8:00am - 5:30pm on Friday's and 8:00am until 12:00pm Saturday's. Funds are sent to your bank account free of charge using the Faster Payments service.

How do I repay my loan?

You loan is repaid by either Direct Debit or directly from your debit card on your agreed repayment date. Cash4UNow will attempt to contact you 3 days before your first payment is due to confirm the details. Please be aware that missing payments by direct debit may mean you incur charges from your bank.

What happens if I can't pay my loan on time?

If you miss a payment Cash4UNow will apply a £5 missed payment fee to your account. They may do this up to 3 times during your loan agreement, up to the legal maximum penalty charge of £15. If you feel like you may not be able to make an agreed payment, you should contact Cash4UNow as soon as possible on 0113 887 3434

Application Criteria

  • You must be aged between 18 and 65 years to apply
  • You must be a UK resident
  • You must have a UK bank account with a valid debit card
  • You must have a regular salary paid into your bank account
  • You must earn a minimum of £600 per month after tax

How is this lender regulated?


Late repayment can cause you serious money problems. For help, go to The Money Advice Service