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Flexible loans up to £400 from myKredit

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£200 repaid in 4 months. Four repayments of £80.95. Interest rate 273% pa (fixed). Representative 1081% APR. (Min APR 859%, Max APR 2430%)


This loan may be suitable for you if:

  • You need up to £400 over 2, 3 or 4 months
  • You want an unsecured loan with no Guarantor
  • You want an instant decision on your application

This loan may not be suitable for you if:

  • You have outstanding payday or short term loans
  • You need to borrow more than £400
  • You are already in financial difficulty and wouldn’t be able to repay the loan

How it works...

Apply to myKredit using the form below. Applying won't affect your credit score^
We'll check your eligibility for a loan against the application criteria and if suitable, you’ll be sent to the myKredit website
If you are not eligible for a myKredit loan, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website

^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.

Start your application to myKredit below...


my Kredit

About myKredit

allthelenders has been working with myKredit since 2018 and they offer small, short term loans of up to £400 over 2, 3 or 4 months.

myKredit are fully automated and the whole application process is completed online.  Those that already have an existing relationship with myKredit may be eligible for larger loans of up to £1000.

When you apply for a myKredit loan, you will get a decision straight away and you can sign your credit agreement online.  Once completed, myKredit will send the funds straight to your bank account.

Eligibility Criteria

You must be over 18 years of age.

You must be a UK resident with an active bank account with online banking, mobile phone and debit card.

All loans are subject to credit and affordability checks.


Applying for a loan with myKredit couldn’t be easier.  Using our form we will check your eligibility for a myKredit loan against the application criteria that they provide to us and if you meet their acceptance criteria, we will send you on to the myKredit website to complete an application with them.

Knowing if you are eligible to apply for a loan before submitting a full application will save you time and help you to avoid an unnecessary credit check.

The great thing about applying on allthelenders is that if myKredit cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.

Repaying a myKredit Loan

When you apply for a loan you will need to provide your upcoming pay dates as these will typically be the dates that you make your repayments.  You can choose to repay your loan in either 2, 3 or 4 instalments.

Choosing to spread the cost of a loan over a longer period will make your monthly payments cheaper but may mean that the total cost of the loan will be more.  It’s important to ensure that the repayments are affordable so you don’t risk defaulting on the loan.

If you think that you might not be able to make a repayment on time or that you might default, it’s important that you speak to myKredit first and they will help you and it could help avoid additional fees and charges.

Global Kapital Finance Limited (t/a myKredit) is authorised & regulated by the Financial Conduct Authority.