Eligibility Criteria
You must be over 18 years of age.
You must have an income from employment of at least £800 per month.
You must be a UK resident with an active bank account, mobile phone and debit card.
Mr Lender will not lend to anyone that has evidence of a CCJ, IVA’s or bankruptcy within the last 3 years.
All loans are subject to credit and affordability checks.
REPRESENTATIVE EXAMPLE:
Borrow £400 for 6 months, repay with 6 payments – Payment 1: £162.66, payment 2: £146.46, payment 3: £130.57 payment 4: £114.67, payment 5: £98.47, payment 6: £82.57. Rate of interest 0.80% per day on outstanding capital. Total repayable £735.40 (based on 30 days periods). Interest rate 292% per annum (fixed). Representative 1,266.2% APR
This loan may be suitable for you if:
- You are employed either full time, part time or you are self employed.
- You want want to borrow from a trusted, well established UK lender.
- You want a loan where you do not need a Guarantor.
This loan may not be suitable for you if:
- You have particularly bad credit, including recent defaults and CCJ’s.
- Your monthly income is less than £800.
- You are already in financial difficulty and wouldn’t be able to repay the loan.
How it works...
Apply to Mr Lender using the form below. Applying won't affect your credit score^
Mr Lender will give us an instant decision and, if accepted, you’ll be sent to their website to finalise your loan
If Mr Lender decline your application, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website
^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.
Start your application to Mr Lender below...
About Mr Lender
Mr Lender are one of the longest running payday and short term loan lenders in the UK and have more than 30,000 5 -Star reviews for their services.
With a Mr Lender loan you can borrow from £200 to £1000 for any period between 3 and 6 months. As you repay your loan, your monthly repayments reduce and you are able to fully manage your account online at the Mr Lender website.
Mr Lender are a direct lender and they will issue the loan themselves. Apply to Mr Lender now with allthelenders and get an instant online decision.
Applying
The application process with Mr Lender is done entirely online. If Mr Lender can approve your application we will send you to their website to review and sign your loan documents. Once approved, loans are typically sent to your bank account on the same day.
Once you have been accepted, you can manage your account online at the Mr Lender website and you can always repay your loan early which will save you money. As interest is calculated daily, the fewer days you have the loan for, the cheaper the loan will be.
The great thing about applying on allthelenders is that if Mr Lender cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.
Repaying a Mr Lender Loan
During your loan application you will choose the repayment dates of your loan, these typically fall on your pay day. Mr Lender will collect the agreed repayment from your debit card on the morning of each repayment date. All you need to do is ensure you have funds available to make the payment.
Keeping a good repayment record with Mr Lender means that, subject to application and affordability checks, you may be able to borrow a larger amount from them again in the future.
Mr Lender do not charge late payment or missed payment fees, however, not making a payment may adversely affect your credit history and the loan could end up costing you more and make getting credit in the future more difficult. If you experience problems repaying, speak to Mr Lender first and they will be able to help you.