Eligibility Criteria
You must be over 18 years of age.
Not have been declared bankrupt, applied for Sequestration, had a Debt Relief Order or an Individual Voluntary Agreement in the last 6 years
You must be a UK resident with a regular income.
You must live in the same business area as one of their Customer Support Associates (click here to use our price comparison tool to show lenders in your postcode)
All loans are subject to credit and affordability checks.
REPRESENTATIVE EXAMPLE:
£400 loan repayable over 39 weeks at £18.96 per week, Rate of interest 113.46% p.a fixed; Representative 498.78% APR, Total amount payable is £739.44.
This loan may be suitable for you if:
- You prefer to pay your loan back in weekly instalments
- You like the option of managing your loan face to face or online
- You want a loan from a trusted lender
This loan may not be suitable for you if:
- You have a history of bad credit including recent defaults and CCJ’s.
- You already have outstanding payday loans or short term loans.
- You are already in financial difficulty and wouldn’t be able to repay the loan.
How it works...
Apply to Morses Club using the form below. Applying won't affect your credit score^
We'll check your eligibility for a loan against the application criteria and if suitable, you’ll be sent to the Morses Club website
If you are not eligible for a Morses Club loan, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website
^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.
Start your application to Morses Club below...
About Morses Club
Morses Club are one of the largest and longest established personal loan lenders in the UK. They offer a friendly and personal service with cash loans delivered to your door.
Morses Club are a doorstep lender meaning loans are delivered to your home and repayments are collected weekly from your home by a Customer Support Associate. Morses Club agents get to fully understand your personal circumstances ensuring that loans are affordable and right for your circumstances.
You can apply for a loan from £200 to £1000 over 39 weeks or 52 weeks (some loan amounts may not be available for all repayment periods). Morses Club don’t charge any hidden fees so you will only ever pay back what you agree to in your loan agreement.
Applying
All UK residents over 18 can apply for a Morses Club loan, but you’ll need to meet their lending criteria. Most people are eligible to apply for a loan and they consider every case individually so even if you have a history of poor credit you are welcome to apply.
An initial application can be made online here at allthelenders and if you meet their lending criteria, you may be provisionally approved for a loan. A customer service agent will then contact you to arrange a home visit to discuss your loan and complete the application. At this stage, you may be required to provide some documents including proof of earnings or benefits.
The great thing about applying on allthelenders is that if Morses Club cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.
Repaying a Morses Club Loan
Morses Club loans are repaid in weekly instalments over 39 or 52 weeks, depending on how long you have agreed to take the loan for.
A Customer Support Associate will visit your property weekly on an agreed date to collect repayments and these can be made in cash or via a debit card, this also gives you the opportunity to discuss any concerns you may have.
There are also options to repay your loan via their app or over the phone.
Once you have repaid your Morses Club loan, subject to credit and affordability checks you may be eligible to borrow again and you may be offered a higher amount or preferable interest rates.