Moneyboat Payday & Short Term Loans

Representative Example

Borrow £400 for 4 months, four monthly repayments of £149.37. Total repayment £597.48, interest rate p.a. (fixed) 255.5%. Representative APR 939.5%.


Late repayment can cause you serious money problems. For help and advice please visit the Money Advice Service website. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing

This loan would be suitable for you if:

  • You want a short term loan that is repaid in up to 6 instalments.
  • You want to borrow up from £200 to £1500.
  • You want a discreet personal loan to help with a financial emergency.

This loan would not be suitable for you if:

  • You have a history of bad credit including recent defaults and CCJ's.
  • You already have outstanding payday loans or short term loans.
  • You are already in financial difficulty and wouldn't be able to repay the loan.

About Moneyboat Loans

Moneyboat are a UK direct lender of payday loans and short term loans and are able to help those with less than perfect credit get access to up to £1500 over a maximum period of 6 months.

You can manage your account online 24/7 and Moneyboat loans have no hidden fees attached to them, the cost of the loan and the repayment amounts are presented clearly to you before applying.

You can borrow any amount from £200 to £1500, first time customers may be offered a lower amount than requested.

Eligibility Criteria

You must be over 18 years of age.

You must be a UK resident with an active bank account and debit card.

All loans are subject to credit and affordability checks.


All UK residents over 18 can apply for a Moneyboat loan, even if you have been rejected elsewhere or have some bad credit they will consider your application.

The entire process is completed online and you'll sign your loan agreements online. Once approved, Moneyboat will send your funds to your bank account usually on the same day, depending on what time of the day you apply.

The great thing about applying on allthelenders is that if Moneyboat cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.

Repaying a Moneyboat Loan

During the application process, Moneyboat will collect information about your pay dates and the number of months you have chosen to repay the loan over. They will collect your repayments on those dates as agreed, these are usually your pay dates.

All you need to do is to make sure that you have the funds available for Moneyboat to collect on the repayment date.

Once you have repaid your loan, subject to credit and affordability checks you may be eligible to borrow again and you may be offered a higher amount.

Applying for a loan


When you apply for this loan, we will send your application to Moneyboat who will make an instant decision. If they decline your application then we will try to find you an alternative lender from our extensive panel of lenders.

You are under no obligation to accept any offer of a loan. If accepted, you will be sent to the lenders website to finalise the loan. Please ensure that you check all loan terms before signing your credit agreement.