WARNING: Late repayment can cause you serious money problems. For help, go to The Money Advice Service.
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Unsecured Personal Loans from £1500 to £3000

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If you borrow £2250 over 24 months at a flat rate of 44.4% per annum (fixed) with a representative 98.1% APR you will make 24 monthly payments of £177, repaying £4,248 in total.


This loan may be suitable for you if:

  • You are looking for a competitively priced bad credit loan
  • You want to spread your repayments over 24 months
  • You want an instant online decision.

This loan may not be suitable for you if:

  • You are under 21
  • You would prefer to repay your loan over a longer period.
  • You are already in financial difficulty and wouldn’t be able to repay the loan.

How it works...

Apply to Minty now using the form below. Applying won't affect your credit score^
Minty will give us an instant decision and, if accepted, you’ll be sent to their website to finalise your loan
If Minty decline your application, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website

^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.

Start your application to Minty below...


Minty Loans

About Minty Loans

Minty is an online personal loans business that specialise in lending to those with less than perfect credit.  Their loans are taken over 24 months and you can borrow up to £3000, depending on your personal circumstances.

With Minty, you’ll get a competitively priced unsecured personal loan and Minty loans are built for those that may have some history of less than perfect credit.

Whilst Minty loan terms are taken over 24 months, you can repay your loan early at any time and save money on the overall cost of your loan.

Eligibility Criteria

You must be over 21 years of age.

You must be a UK resident with an active bank account and debit card.

You must be in employment with a regular income of at least £700 per month

All loans are subject to credit and affordability checks.


All UK residents over the age of 21 are eligible to apply for a Minty loan and you can apply to them directly using our form above.

Complete the application form and if Minty accept your application then you’ll be sent to their website to review your loan offer and sign your loan agreement.  Please ensure that you can afford the repayments and understand the overall cost of the loan before signing your loan agreement.

The great thing about applying on allthelenders is that if Minty Loans cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.

Repaying a Minty Loan

Minty offers flexible repayment options of weekly, fortnightly or monthly repayments, depending on when you get paid.

Your loan repayments will be split equally over the repayment period and collected directly from your debit card on the dates agreed, there is no need for you to do anything.

Don’t forget, you can repay your Minty loan early without penalty which could save you money on the overall cost of your loan.


Minty (a trading name of Loans 2 Go Limited) is authorised & regulated by the Financial Conduct Authority.