Eligibility Criteria
You must be over 21 years of age.
You must be a UK resident with an active bank account and debit card.
You must be in employment with a regular income
All loans are subject to credit and affordability checks.
REPRESENTATIVE EXAMPLE:
Representative example if you borrow £550 over 18 months at a flat rate of 180% per annum (fixed) with a representative 770% APR you will make 18 monthly payments of £113.06, repaying £2,035.08 in total.
WARNING: Late repayment can cause you serious money problems. For help, please visit the Moneyhelper website.
This loan may be suitable for you if:
- You need to borrow a larger amount, up to £3000
- You want to spread your repayments over 18 or 24 months
- You need the money on the same day.
This loan may not be suitable for you if:
- You are under 21
- You already have outstanding payday loans or short term loans.
- You are already in financial difficulty and wouldn’t be able to repay the loan.
How it works...
Apply to Loans 2 Go now using the form below. Applying won't affect your credit score^
Loans 2 Go will give us an instant decision and, if accepted, you’ll be sent to their website to finalise your loan
If Loans 2 Go decline your application, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website
^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.
Start your application to Loans 2 Go below...
About Loans 2 Go
Loans 2 Go is an online personal loans business that specialise in lending to those with less than perfect credit. Their loans are taken over 18 months or 24 months and you can borrow up to £3000, depending on your personal circumstances.
You’ll get an instant online decision with Loans 2 Go and once your application has been approved, you usually get the money in your account within 15 minutes (subject to office opening hours).
Whilst Loans 2 Go loan terms are 18 or 24 months, you can repay your loan early at any time and save money on the overall cost of your loan.
Applying
All UK residents over the age of 21 are eligible to apply for a Loans 2 Go loan and you can apply to them directly using our form above.
Complete the application form and if Loans 2 Go accept your application then you’ll be sent to their website to review your loan offer and sign your loan agreement. Please ensure that you can afford the repayments and understand the overall cost of the loan before signing your loan agreement.
The great thing about applying on allthelenders is that if Loans 2 Go cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.
Repaying a Loans 2 Go Loan
Loans 2 Go offer flexible repayment options of weekly, fortnightly or monthly repayments, depending on when you get paid.
Your loan repayments will be split equally over the repayment period and collected directly from your debit card on the dates agreed, there is no need for you to do anything.
After you have your loan for a minimum of 5 months, you may be eligible for a top-up loan – you can contact Loans 2 Go at any time to check your eligibility for a top-up.