Eligibility Criteria
You must be over 18 years of age.
You must be a UK resident with an active bank account with a debit card.
You must not be in an IVA arrangement or be declared bankrupt.
All loans are subject to credit and affordability checks.
REPRESENTATIVE EXAMPLE:
Borrow £100 over 5 months. The total charge for credit is £40. Interest is fixed at a rate of (104.29% pa fixed). Representative 305.6% APR.
The total repayable is £140.
WARNING: Late repayment can cause you serious money problems. For help, please visit the Moneyhelper website.
This loan may be suitable for you if:
- You want a competitively priced short term loan
- You want an unsecured loan with no Guarantor
- You prefer a personal service with manual underwriters
This loan may not be suitable for you if:
- You have outstanding payday or short term loans
- You are not prepared to provide one months bank statement
- You are already in financial difficulty and wouldn’t be able to repay the loan
How it works...
Apply to G&A Drapers using the form below. Applying won't affect your credit score^
We'll check your eligibility for a loan against the application criteria and if suitable, you’ll be sent to the G&A Drapers website
If you are not eligible for a G&A Drapers loan, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website
^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.
Start your application to G&A Drapers below...
About G&A Drapers
G&A Drapers are one of the longest established lenders that we’ve come across, starting their lending business in 1981. They are a direct lender and not a broker, meaning that if approved, they will lend you the money themselves.
G&A Drapers offers an Unsecured Personal Loan to UK residents and they offer flexible repayments either weekly or monthly.
All applicants will be required to provide a copy of their latest bank statement after applying, this is to ensure that the loan is affordable.
Applying
Applications for a G&A Drapers loan are made on their website. They implement a manual underwriting policy, so your application is reviewed by a human before getting a lending decision so don’t expect an instant online decision.
However, the trade-off for not having an instant online decision is that you may get a better rate from G&A Drapers than you’ll find elsewhere. Using our application form above, we will compare your details against the criteria G&A Drapers have given us and if you meet their lending requirements we’ll send you to their website to continue the application.
The great thing about applying on allthelenders is that if G&A Drapers cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.
Repaying a G & A Drapers Loan
You can repay your loan from G&A Drapers either weekly or monthly, depending on how often you are paid.
They will collect the agreed repayment amount from your debit card on your pay dates, there is nothing fo you to do other than ensure the funds are available to collect.
If you think that you might not be able to make a repayment on time or that you might default, it’s important that you speak to G&A Drapers first and they will help you and it could help avoid additional fees and charges.