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Short term, affordable loans up to £500

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Borrow £200 for 122 days. Interest rate 211% pa (fixed). Total amount repayable £286.82. Four repayments of £71.71 each. Representative 504.70% APR.


This loan may be suitable for you if:

  • You want to borrow for no longer than 4 months
  • You want an instant online decision
  • You want a competitively priced loan

This loan may not be suitable for you if:

  • You have very poor credit
  • You already have outstanding payday loans or short term loans.
  • You are already in financial difficulty and wouldn’t be able to repay the loan.

How it works...

Apply to Fund Ourselves using the form below. Applying won't affect your credit score^
Fund Ourselves will give us an instant decision and, if accepted, you’ll be sent to their website to finalise your loan
If Fund Ourselves decline your application, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website

^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.

Start your application to Fund Ourselves below...


Fund Ourselves

About Fund Ourselves

Fund Ourselves are a short term peer-to-peer lender offering personal, unsecured loans up to £500 over 4 months.

When you borrow through Fund Ourselves you are borrowing from other people and their loans offer flexible repayments and no hidden fees or costs. If you have a particularly poor credit history you should not apply for a loan through Fund Ourselves.

Fund Ourselves are one of the largest peer-to-peer short term lenders in the UK.

Eligibility Criteria

You must be over 18 years of age

You must be a full-time UK resident and employed and earning a regular salary

You must have a valid UK bank account, mobile phone and email

No recent CCJs, IVAs or bankruptcy


All UK residents over the age of 18 are eligible to apply for a Fund Ourselves loan and the whole application process is completed online.

Apply to Fund Ourselves now using our quick and simple form above and if accepted, we’ll send you straight to the Fund Ourselves website to sign your loan agreement.

The great thing about applying on allthelenders is that if Fund Ourselves cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.

Repaying a Fund Ourselves Loan

Your loan will be repaid over 4 months in equal instalments.  On the agreed repayment dates they will collect the money from your debit card, all you need to do is ensure that the funds are available to collect.

Once you have repaid your loan, subject to credit and affordability checks you may be eligible to borrow again and you may be offered a higher amount.

Fund Ourselves Limited is authorised & regulated by the Financial Conduct Authority.