Eligibility Criteria
You must be over 18 years of age
You must be a full-time UK resident and employed and earning a regular salary
You must have a valid UK bank account, mobile phone and email
No recent CCJs, IVAs or bankruptcy
REPRESENTATIVE EXAMPLE:
Borrow £300 for 106 days, the interest rate of 176% p.a. (fixed), total repayable of £452.97 and four repayments of £113.24 each. Representative 1,310.4% APR
WARNING: Late repayment can cause you serious money problems. For help, please visit the Moneyhelper website.
This loan may be suitable for you if:
- You want to borrow for no longer than 4-6 months
- You want an instant online decision
- You want a competitively priced loan
This loan may not be suitable for you if:
- You have very poor credit
- You already have outstanding payday loans or short term loans.
- You are already in financial difficulty and wouldn’t be able to repay the loan.
How it works...
Apply to Fund Ourselves using the form below. Applying won't affect your credit score^
Fund Ourselves will give us an instant decision and, if accepted, you’ll be sent to their website to finalise your loan
If Fund Ourselves decline your application, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website
^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.
Start your application to Fund Ourselves below...
About Fund Ourselves
Fund Ourselves are a short term peer-to-peer lender offering personal, unsecured loans from £100 to £1500 over 4/6 months. Existing customers can borrow up to £1500, new customers can borrow up to £800.
When you borrow through Fund Ourselves you are borrowing from other people or directly from Fund Ourselves and their loan offer. Some of the benefits of a Fund Ourselves loan include money in your account on the same day*, 5 minute application*, instant loan decision, no early repayment fees and no upfront costs or fees.
If you have a particularly poor credit history, you should not apply for a loan through Fund Ourselves.
Fund Ourselves are one of the largest peer-to-peer short term lenders in the UK.
* Subject to passing their credit and affordability assessment. Calculated from successfully completing and signing the loan application before 10pm. If you apply after 10pm your loan will be paid the next working day.
Applying
You will need to be over 18 to apply for a Fund Ourselves loan and the whole application process is completed online.
Apply to Fund Ourselves now using our quick and simple form above and if accepted, we’ll send you straight to the Fund Ourselves website to sign your loan agreement.
The great thing about applying on allthelenders is that if Fund Ourselves cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.
Repaying a Fund Ourselves Loan
Your loan will be repaid over 4 to 6 months (depending on the amount you borrow) in equal instalments. On the agreed repayment dates, they will collect the money from your debit card; all you need to do is ensure the funds are available to collect.
If you are a first time customer of Fund Ourselves, once you have repaid your loan, subject to credit and affordability checks, you may be eligible to borrow again and you may be offered a higher loan amount.