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REPRESENTATIVE EXAMPLE:

Amount of credit: £300 over 90 days. Interest: £113.93 Interest rate: 219% pa – fixed. Three repayments of £137.98. Total amount payable: £413.93. Representative APR 649.3%.

Yes

This loan may be suitable for you if:

  • You want to borrow for between 2 and 6 months
  • You want an instant online decision
  • You need the money on the same day.
No

This loan may not be suitable for you if:

  • You require more than 6 months to repay your loan
  • You already have outstanding payday loans or short term loans.
  • You are already in financial difficulty and wouldn’t be able to repay the loan.

How it works...

Apply to Fernovo using the form below. Applying won't affect your credit score^
Fernovo will give us an instant decision and, if accepted, you’ll be sent to their website to finalise your loan
If Fernovo decline your application, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website

^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.

Start your application to Fernovo below...

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Fernovo

About Fernovo

Fernovo are a UK based direct online lender offering loans of up to £1000 to UK residents.  You can choose to repay your loan over 2, 3, 4, 5 or 6 months.

Fernovo offer instant online decisions and you are able to manage your account online if you need to check your balance or make additional payments.

With a Fernovo loan you only pay interest on the days that your loan is outstanding so settling earlier means you will pay less overall.

Eligibility Criteria

You must be over 18 years of age.

You must be a UK resident with an active bank account and debit card.

All loans are subject to credit and affordability checks.

Applying

All UK residents over the age of 18 are eligible to apply for a Fernovo loan and the whole process is completed online.

You can make your application to Fernovo right here and if accepted you’ll be sent to their website to review your loan offer and sign the agreement.

The great thing about applying on allthelenders is that if Fernovo cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.

Repaying a Fernovo Loan

Your loan will be repaid over the period that you requested when applying, either 2, 3, 4, 5 or 6 months.

Your loan repayments will be split equally over the repayment period and collected directly from your debit card on the dates agreed, there is no need for you to do anything.

Once you have repaid your loan, subject to credit and affordability checks you may be eligible to borrow again and you may be offered a higher amount.

Quidie Limited (t/a Fernovo) is authorised & regulated by the Financial Conduct Authority.