REPRESENTATIVE EXAMPLE:
Borrow £500 over 12 months. Total repayment including interest and fees is £952.56. Monthly instalments of £76.88 and a one off 6% administration fee of £30. Interest (fixed) is 249% per year with a representative 302.03% APR. New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months..
WARNING: Late repayment can cause you serious money problems. For help, please visit the Moneyhelper website.
This loan may be suitable for you if:
This loan may not be suitable for you if:
^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.
Fair Finance offers personal loans from £100 to £800 over 6 to 12 months for new customers. Existing customers can borrow up to £3,000.
They speak English, Portuguese, Spanish, Polish and French, and provide a personal service to all their clients. They don’t make decisions based on a credit score alone and assess each case individually.
Please note that all successful loan applications will have an administration fee amount added to the total amount repayable (minimum £30, maximum £48).
You must be over 18 years of age.
You must be a UK resident with an active bank account with online banking, mobile phone and debit card.
Fair Finance will consider those that receive income through benefits.
All loans are subject to credit and affordability checks.
You can start your application with Fair Finance right here on allthelenders using the form above. Once completed, we will check your details against the lending criteria that Fair Finance has given us and if you meet their requirements, we will send you to the Fair Finance website to complete your application.
The great thing about applying on allthelenders is that if Fair Finance cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.
Fair Finance offers flexible loans for those that are paid weekly as well as monthly, when you apply you choose how you would like to repay the loan.
Loan repayments are taken by direct debit on the agreed repayment date. Loans can be repaid either weekly or monthly.
As with most other short term loans, you can repay your loan early to save yourself money on interest.