Debt support & advice

StepChange Debt Charity is the UK’s leading debt advice charity. They have over 20 years’ experience of helping people become debt free by providing practical solutions.

  • You can ring their debt helpline on (Freephone) 0800 138 1111. They are open Monday to Friday 8am-8pm and Saturday 8am-4pm.
  • They have a range of online tools to help provide expert debt advice.
  • They help over 500,000 people a year across the UK to overcome their debt problems.
  • Every person’s situation is different, they look at each client as an individual.
  • They offer advice on all debt solutions including debt management plans, IVAs and bankruptcy.
  • All of their advice is completely free and impartial.

The StepChange Website

The StepChange website hosts a wealth of information to help people tackle their debts and manage their finances.

Talking about debt is difficult, that’s why they’ve designed a range of online tools to help people get free anonymous debt help 24 hours a day. These range from a 60 second debt test, to quickly assess the scale of the problem, to Debt Remedy, a full online debt advice and budgeting tool that provides a personal action plan to help people take their first steps out of debt.

Visit StepChange

Other tools to help manage your finances

Benefits Checker

Their benefits calculator is always updated with all the latest welfare reforms. Find out if you’re affected and check what you’re entitled to.

Money Aware

The MoneyAware blog gives advice and information to help stop people from falling into problem debt – the point at which the bills go unpaid, bank fees and charges mount and the worries and stress grow.

Keep Up To Date

Alongside the MoneyAware blog they are also on Twitter and Facebook, talking about the latest news, explaining debt and credit advice clearly and chatting with you about how to keep yourself free from the worry of debt.

60 Second Debt Test

For anyone with money worries, this 60 Second Debt Test from Stepchange could be your first step towards understanding your debt problem. The 60 Second Debt Test is a quick, simple tool that will tell you if you are showing signs of a debt problem. It will then give you straightforward advice on your next steps. It could be the wake-up call you need to get debt help.

If you are feeling weighed down by debt Christians Against Poverty (CAP) can help!

CAP are an award winning, national debt counseling charity offering free help and advice through a network of debt centres based in local churches. CAP offers hope and a solution to people in debt through its top-quality, in-depth service, regardless of age, gender, disability, ethnicity, sexual orientation or religion. Their service includes home visits, budgeting advice, creditor liaison, payment distribution and on-going support until you are debt free.

To book a debt help appointment call Freephone 0800 328 0006 or visit the CAP website by clicking the button below.

Visit CAP

CAP are unsurpassed when it comes to the debt help they give people across the country. There’s nothing better to start you on the path to having more money in your pocket.

Martin Lewis, Money Saving Expert

I had six jobs, but all I was doing was paying off the interest on my debts. When I called CAP, the burden just lifted – I knew I was going to get the support I need.

Maxine, CAP Client