WARNING: Late repayment can cause you serious money problems. For help, go to The Money Advice Service.
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Interest free loans for members of Creditspring

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REPRESENTATIVE EXAMPLE:

Total amount of credit of £1,000 over 12 months. The first payment for each advance is £83.35 followed by 5 monthly repayments of £83.33. 12 monthly membership payments of £10. Rate of interest 0% p.a. (fixed), Representative 43.1% APR. Total amount payable £1,120.

Yes

This loan may be suitable for you if:

  • You want a maximum of 2 interest free loans per year
  • You are happy to pay a small monthly membership fee
  • You want a competitively priced loan.
No

This loan may not be suitable for you if:

  • You require more than 6 months to repay your loan
  • You need the money straight away
  • You are already in financial difficulty and wouldn’t be able to repay the loan.

How it works...

Apply to Creditspring using the form below. Applying won't affect your credit score^
Creditspring will give us an instant decision and, if accepted, you’ll be sent to their website to finalise your loan
If Creditspring decline your application, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website

^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.

Start your application to Creditspring below...

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Creditspring

About Creditspring

Creditspring are a loan product like no other on allthelenders, they offer small, short term loans of up to £1000 over 6 months that have no interest or additional charges attached to them.

Rather than paying interest on your loan, you become a member of Creditspring and pay a monthly fee of either £8 (Core Membership) or £10 (Plus Membership). Depending on your membership level, you will be entitled to 2 fee-free, pre-approved loans per year, Core members can take 2 x £250 loans per year and Plus members can take 2 x £500 loans per year. All loans are repaid, interest-free, over 6 months.

Eligibility Criteria

You must be over 18 years of age.

You must be a UK resident with an active bank account and debit card.

You must earn at least £18,000 per year

All loans are subject to credit and affordability checks.

Applying

All UK residents over the age of 18 are eligible to apply for a Creditspring membership and the application process is completed online.

You can make your application to Creditspring below and if accepted you’ll be sent to their website to review your offer and start your membership.

Once approved for a Creditspring membership, you will not be able to have your first loan for 14 days.

The great thing about applying on allthelenders is that if Creditspring cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.

Repaying a Creditspring Loan

All loans are repaid over 6 months in equal instalments. You are able to choose the date you repay your loan and repayments can start on any date from 2 to 6 weeks after you receive your loan.

Your loan repayments will be split equally over the repayment period and collected directly from your debit card on the dates agreed, there is no need for you to do anything.

Once you have repaid your loan, subject to credit and affordability checks you may be eligible to borrow again and you may be offered a higher amount.

Inclusive Finance Limited (t/a Creditspring) is authorised & regulated by the Financial Conduct Authority.