Personal Finance

Whether you are new to borrowing or you have used loans and credit cards before there is a wealth of information here to help guide you through everything from how to make a loan application to understanding new technologies such as Open Banking. We look at how the rise of the 'soft credit search' has changed the financial landscape for borrowers and lenders alike as well as the importance of price comparison websites in the current financial climate.
Back to education centre

Our Education Centre gives you the tools and knowledge you need
to make better financial decisions

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Budgeting hacks to improve your finances

If you are trying budgeting for the first time or not, check out some of our favourite budgeting hacks

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Can you be taken to court over a payday loan?

If you are worried about repaying your payday loan or short term loan find out your options here and how to deal with it

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How direct debits and standing orders work

Every wondered what the difference between a standing order and a direct debit is? Find out here

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How important are credit search footprints?

When it comes to a credit search footprint, many of us are not so completely sure what it is nor its significance.

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How to apply for a loan

Shopping around for the right loan can be daunting, especially if it’s your first loan. We look at how you can apply for a loan

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How to declare yourself bankrupt

If you are considering bankruptcy then you may be wondering how to actually go about it

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How to get a loan for a small business

If you have a small business or are thinking of starting one then find out more about loans here

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How to improve your credit score

If you are looking for simple ways to improve your credit score, check out our list of things you can do yourself

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How To Save Money on Exchange Rates

When it comes to holidays have you ever thought about ways to save money on your currency? Find out how

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How to Save Money on Your Food Shopping

If you are spending more than you want at the supermarket what can you do to help lower that cost?

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How to save money quickly

If you are looking for ways to save money quickly then why not check out our handy tips and tricks

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Loans vs Credit Cards

Have a big purchase to make or maybe you just need a back up? We look at loans and credit cards to see which is best

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Managing Credit Cards

in this article we look at credit cards and the good and bad points that using credit cards may have

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Overdrafts can be more expensive than payday loans

Are overdrafts more expensive than payday loans? Find out more about the costs of using an overdraft

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Personal Loans in the UK

Unsecured Personal Loans are one of the most popular loans in the UK, but what exactly are they – find out here

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Sky Quid & The Scammers

This article is referencing an old scam but one that is still very much alive today, find out more here

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Surprising things that can ruin your credit rating

We take a look at some of the surprising things that you may not have known can affect your credit score negatively

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Things you shouldn’t use payday loans for

Taking out a payday loan is a serious financial commitment and should only be done as a last resort, find out more here

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Tips for saving money on your travel

Travel can be one of our most expensive monthly costs, so what could you do to perhaps reduce the cost of travel?

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Weird and Wonderful Ways to Earn Money

If you are running low on cash, we look at some of the more unusual ways that you can earn more

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What is an ISA?

If you are thinking about taking out a new ISA then find out more about getting the best deal

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What is the best loan company for me?

In this article we look at what can influence your options when applying for a loan and how to get the best deal

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What is the difference between a building society and a bank?

Do you know the difference between a bank and a building society? Find out more here on allthelenders

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What’s Happened to the Value of the Pound Since Brexit?

The value of the pound has been up and down ever since the start of Brexit, but what does this mean to you?

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Why did I not get the rate advertised for my loan?

If you are wondering why you wasn’t offered the rate advertised by a lender then find out the reasons why here