WARNING: Late repayment can cause you serious money problems. For help, go to The Money Advice Service.
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Borrow up to £1000 over 3 to 6 months

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REPRESENTATIVE EXAMPLE:

Borrow £900 for 7 months. 1st monthly repayment of £187.92, 5 monthly repayments of £250.56, last monthly repayment of £125.27. Total repayment £1,565.99.Interest rate p.a. (fixed) 198.72%. RAPR 529.09% Our APR includes all applicable fees. Daily interest is capped at 0.74%.

Yes

This loan may be suitable for you if:

  • You want a loan of between £300 to £1000 for up to 6 months
  • You want a competitively priced short term loan
  • You need the money on the same day
No

This loan may not be suitable for you if:

  • You require more than 6 months to repay your loan
  • You already have outstanding payday loans or short term loans.
  • You are already in financial difficulty and wouldn’t be able to repay the loan.

How it works...

Apply to Cashfloat using the form below. Applying won't affect your credit score^
Cashfloat will give us an instant decision and, if accepted, you’ll be sent to their website to finalise your loan
If Cashfloat decline your application, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website

^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.

Start your application to Cashfloat below...

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Cashfloat

About Cashfloat

Cashfloat are one of the UK’s most established short term payday lenders and has already helped over 100,000 people in the UK get access to small, short term loans.

Cashfloat is one of few lenders able to offer up to £1000 and their loans can be taken over 3, 4 5 or 6 months. Cashfloat are able to consider those with less than perfect credit. Apply with allthelenders and get an instant, online decision from Cashfloat.

Eligibility Criteria

You must be over 18 years of age.

You must be a UK resident with an active bank account and debit card.

All loans are subject to credit and affordability checks.

Applying

All UK residents over the age of 18 are eligible to apply for a Cashfloat loan and the application process is completed completely online.

Cashfloat is able to consider applications from most people, including those with some history of poor credit. Cashfloat use Open Banking as part of their approval process so loan decisions are not made solely on your credit score.

The great thing about applying on allthelenders is that if Cashfloat cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.

Repaying a Cashfloat Loan

Your loan will be repaid over the period that you requested when applying, either 3, 4, 5 or 6 months.

Cashfloat offer a unique service called ‘Easy Start’. This feature adds one extra repayment to your loan but reduces the first repayment, making the loan more manageable and eases you in to repaying your loan. This is an optional feature.

Once you have repaid your loan, subject to credit and affordability checks you may be eligible to borrow again and you may be offered a higher amount.

Western Circle Limited (t/a Cashfloat) is authorised & regulated by the Financial Conduct Authority.