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Borrow up to £600 over 4 or 6 months

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Loan amount £200 repayable over 4 months. Total amount repayable £332.00 in 4 payments of £83.00. Interest 292% pa (fixed). Representative 1306% APR.


This loan may be suitable for you if:

  • You want a loan of up to £600 for 4 or 6 months
  • You want an instant online decision
  • You need the money on the same day.

This loan may not be suitable for you if:

  • You require more than 6 months to repay your loan
  • You already have outstanding payday loans or short term loans.
  • You are already in financial difficulty and wouldn’t be able to repay the loan.

How it works...

Apply to Cash4UNow using the form below. Applying won't affect your credit score^
Cash4UNow will give us an instant decision and, if accepted, you’ll be sent to their website to finalise your loan
If Cash4UNow decline your application, we will try our other lenders to see if we can get you a loan elsewhere
If another lender accepts your application you’ll be redirected to their website

^In order to assess your suitability for a loan, lenders may perform a soft credit check, this does not harm your credit score and is not visible to other lenders. If you accept a loan offer, you will be redirected to the lender and they may ask to perform a full credit check.

Start your application to Cash4UNow below...



About Cash4UNow

Cash4UNow offer short term instalment loans from £150 to £600 over 4 or 6 months. New customers are able to borrow a maximum of £600 and existing customers up to £1000.

Cash4UNow are a direct lender, meaning they process your application and lend you their own money.  You can manage your account online and settle your loan at any time, saving you money on interest.

Eligibility Criteria

You must be over 18 years of age.

You must be a UK resident with an active bank account and debit card.

You must have a steady income of at least £600 per month

All loans are subject to credit and affordability checks.


All UK residents over the age of 18 are eligible to apply for a Cash4UNow loan and the application process is completed online.

You can make your application to Cash4UNow right here and if accepted you’ll be sent to their website to review your loan offer and sign the agreement.

The great thing about applying on allthelenders is that if Cash4UNow cannot accept your application then we will search our comprehensive panel of lenders to see if any other lenders will accept you, saving you time and helping you to get the loan that you need.

Repaying a Cash4UNow Loan

Your loan will be repaid over the period that you requested when applying, either 4 or 6 months.

Your loan repayments will be split equally over the repayment period and collected directly from your debit card on the dates agreed, there is no need for you to do anything.

Once you have repaid your loan, subject to credit and affordability checks you may be eligible to borrow again and you may be offered a higher amount.

Novaloans Limited (t/a Cash4UNow) is authorised & regulated by the Financial Conduct Authority.