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Compare Payday Loans and Payday Loans Direct Lenders
allthelenders is a free to use independent & impartial price comparison website for payday loans and short term loans. We only compare direct payday loan lenders, there are no brokers on our site. Comparing the true cost of payday loans has never been easier, simply choose the type of loan you require, the amount you need and over how long – we will return your results in just a few seconds. You can also make use of our unique Eligibility Test which will present you with a list of lenders that are most likely to accept your application based on your own personal circumstances. We compare more payday loans than any other site.
Our comparisons are fair and impartial. There are no ‘featured’, ‘sponsored’ or ‘preferred’ lenders on the website. Our comparison results order lenders by the total cost of the loan with the cheapest loan being displayed first. For those lenders that have the same charges, they are presented in a random order. We offer detailed information on every lender featured on the site to help make sure that you're getting the most suitable loan for your circumstances.
If you would like to compare Home Collected Loans (Doorstep Loans) then please visit Lenders Compared. If you are interested in comparing Guarantor Loans, please try this Guarantor Loan Comparison website.
For independent money advice and a list of alternatives to payday loans, please visit the Money Advice Service. If you are worried about debt or are struggling to meet repayments with your creditors, please visit our debt charity partner Stepchange for free support.
This website is funded by the lenders that appear here. The lenders may pay us a commission for the visitors to their websites that originate from allthelenders.org.uk. This website is free to use for the general public. We are not responsible for the content that is displayed on third party websites including lender websites that you may visit. allthelenders is a price comparison website, we are not a lender and are independently owned and operated.
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Making the Payday & Short Term Loan Industry More Transparent
We are extremely proud to have launched the UK's very first independent and completely impartial Price Comparison Website for the Payday and Short Term Loan industry. Never before have you been able to compare such a wide choice of lenders, loan amounts and durations as you can now. We are making the industry more open and transparent than ever before.
Our goal is to ensure you have a safe and trustworthy place to go to compare the cost of short term credit. By simply shopping around you could save yourself a considerable amount of money and avoid being exposed to rogue or unlicensed lenders - we bring you more short term lenders than any other site and up to date rates and information that cannot be found anywhere else.
The payday loan industry is changing and we are helping to change the way people shop for this type of credit. Borrowers now have more choice and protection than ever before and using our comparison website will ensure you are shown real rates from real lenders that are all authorised by the Financial Conduct Authority.
The Impact of using Payday Loans on your Credit Score
The use of Payday Loans should be considered as serious a financial commitment as any other source of credit, including personal (bank) loans and credit cards. Direct Payday Lenders will search the records of various credit reference agencies and record their search as part of the application process. There is no such loan as a 'no credit check payday loan'.
Multiple applications to lenders will be recorded on your credit file and may impact negatively to other prospective lenders (payday or otherwise) in the future. When managing your payday loan, your borrowing history and how you handled the account (payments made against the loan etc) will be reported to the credit reference agencies and non payment of a loan will impact negatively on your credit score and may result in you finding it difficult to obtain any further credit in the future.
You can find more information about your credit score, view your credit report and find out how you can improve this for all for free on the Noddle website.
Important Information about Payday Loans & Short Term Loans
You should consider whether a payday or short term loan is right for you before making an application to a lender. This type of credit is not suitable for those that may already be experiencing financial difficulty and should only be considered in financial emergencies.
There are many alternatives to payday loans which can be found on the Money Advice Service website which we recommend that you read before making an application. This type of credit is expensive if used incorrectly or over long periods of time and if you do not meet repayments can have severe consequences on your credit score.
You can find help and discussions about payday loans and other credit products, along with tips and sensible money management advice at: