allthelenders is one of the UK's largest short term & payday loan price comparison sites. Our comparisons are 100% independent and impartial and you get to choose the lender that suits your personal circumstances. Choose an amount you need below and see how much your next loan could cost you instantly.
Rates from 45.3% APR to 1575% APR. Minimum Loan Term is 3 months - Maximum Loan Term is 36 months. Representative Example: Borrow £1000 for 24 months. Annual interest rate 70% (fixed). 24 equal instalments of £77.48. Total amount to repay £1,859.52. Representative 97% APR (variable).
Late repayment can cause you serious money problems. For help, go to The Money Advice Service. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing.
You should always refer to your loan agreement for exact repayment amounts as they may vary from our results. Read more about How Our Comparisons Work. ^Making an application on allthelenders will not affect your credit score. If a lender accepts your application you will be redirected to their website to finalise your loan and the lender may perform a full credit check.
We compare short term & payday loans from the best UK lenders
allthelenders is a free to use, independent and impartial price comparison website for payday loans and short term loans in the UK. We only compare direct lenders and there are no brokers on our site. Comparing the true cost of payday loans has never been easier, simply choose the type of loan you require, the amount you need, how long and click ‘Compare.’ We will return your results in just a few seconds.
We also offer an extremely simple application form, allowing you to submit your details just once and we search all of our lenders plus more to find you the best deal - you can access our application form here and once complete, you'll get a decision in just 2 minutes.
allthelenders is completely free of charge to use, you will never be charged a fee to use any part of this website. You do not need to enter any personal details to use our comparison tools and can use it completely anonymously.
We perform tens of thousands of comparisons every month for customers all over the UK and our comparisons are fair and impartial. The results order the lenders by the total cost of the loan with the cheapest loan being displayed first. For those lenders that have the same charges, they are presented in a random order. We offer detailed information on every payday lender featured on the site to help make sure that you're getting the most suitable loan for your circumstances.
Please remember we offer a price comparison service for short term loans and we are an FCA Authorised Credit Broker - we are not a lender and are unable to assist you with queries relating to existing loans you may have.Compare Now
They are commonly used for emergency purposes and to cover your short term expenses when you are low on funds. This type of credit should always be used as a last resort but they do offer convenience when you need access to cash fast. You always have the option to repay early if you have the means to do so and this could result in a less interest charged.
There is no simple answer to how you can get accepted for a payday loan, however, the first step to acceptance is ensuring that you provide honest and accurate answers on your application. By using the application available on allthelenders, we can search the entire market for you and find you the very best deal on your next loan.
Payday Loans are not suitable for everybody and there are many, cheaper, alternatives available. Visit the Money Advice Service website for sensible advice and tips on how to avoid using this type of credit. In addition to payday loans, some of the lenders we feature offer more flexible instalment products over 3 to 24 months. This type of credit can be attractive to some people however, mainly because of:
We are extremely proud to have launched the UK's very first independent and completely impartial Price Comparison Website for the Payday and Short Term Loan industry. Never before have you been able to compare such a wide choice of lenders, loan amounts and durations as you can now. We are making the industry more open and transparent than ever before.
Our goal is to ensure you have a safe and trustworthy place to go to compare the cost of short term credit. By simply shopping, customers have been able to make considerable savings on their loans and avoid being exposed to rogue or unlicensed lenders.
The use of these type of loans should be considered as serious a financial commitment as any other source of credit, including personal (bank) loans and credit cards. Direct Payday Lenders will search the records of various credit reference agencies and record their search as part of the application process. There is no such loan as a 'no credit check payday loan'.
Multiple applications to lenders will be recorded on your credit file and may impact negatively to other prospective lenders (payday or otherwise) in the future. When managing your loan, your borrowing history and how you handled the account (payments made against the loan etc) will be reported to the credit reference agencies and non-payment of a loan will impact negatively on your credit score and may result in you finding it difficult to obtain any further credit in the future.
You can find more information about your credit score, view your credit report and find out how you can improve this for all for free on the Money Saving Expert website.
You should consider whether a payday or short term loan is right for you before making an application to a lender. This type of credit is not suitable for those that may already be experiencing financial difficulty and should only be considered in financial emergencies.
There are many alternatives to payday loans which can be found on the Money Advice Service website which we recommend that you read before making an application. This type of credit is expensive if used incorrectly or over long periods of time and if you do not meet repayments can have severe consequences on your credit score.
For independent money advice and a list of alternatives, please visit the Money Advice Service. If you are worried about debt or are struggling to meet repayments with your creditors, please visit a debt charity such as Stepchange for free support.
Our website is completely free to use and always will be. It is simply funded by the lenders that appear on the site and the cost of your loan is never impacted by our relationships with a lender. We are not responsible for the content that is displayed on third party websites including lender websites that you may visit. allthelenders is a price comparison website, we are not a lender and are independently owned and operated.Compare Now
You should always refer to your loan agreement for exact repayment amounts as they may vary from our results. Read more about How Our Comparisons Work.